The underserved are building a new life through accessing financing for micro-enterprise provided by Sameer aggarwal of REVFIN
GET LOANS WITHOUT ANY CREDIT HISTORY
(Granted To 12K People In 3 Years)
Click the button below to listen to Sameer’s journey. Discover how he helped people of small towns to get an easy, installment-based loan to start up their micro-business and create a new stream of income for them.
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WHAT YOU’LL DISCOVER
WHEN FOLLOWING REVFIN'S JOURNEY...
The Needs (and Market Landscape)
- Over 2 billion adults globally do not have access to affordable lending. The goal was to provide these people who live in small towns in India with a quick and easy loan that would not require extensive documentation.
- In India, 300 million potential borrowers could use RevFin services.
- The goal was to provide people who live in small towns in India with a quick and easy loan that would not require any extensive documentation.
The Inspiration of Revfin
- S-town citizens of Indiameer have a wide range of experience dealing with credit risk strategy, portfolio management, fundraising, customer acquisition, and technology projects. He worked in London and was preparing himself to get a startup of his fintech.
- After learning, good experiences with customer segments, and experimentation, Sameer started Revfin as his own digitalized landing service for small and mid-town citizens of India.
What Makes Revfin Unique (Value Proposition)
- Revfin only provides loans for productive and startup purposes. It neither prioritizes transaction histories or credit lines nor includes third parties in the evaluation process but instead anticipates the lender's future credit behavior using a psychometric assessment.
- Revfin has its lending firm (NBFC), through which it makes loans to customers at interest rates ranging from 12% to 30%.
- Revfin takes the vehicles as collateral for the loan. They are fully insured and embedded telematics devices. Therefore, there is a high level of security offered with the vehicle.
The Three Customer Journeys of Revfin
- If you live in small towns in India and want to take a loan to start your micro-enterprise.
- If you want to borrow money to purchase a three-wheeler with monthly payments and insurance.
- If you seek to augment your income stream and help your friends and family.
Meet revfin founder
sameer aggarwal
Sameer Aggarwal is an automation and mechanical engineer, a double MA degree holder, and a fintech entrepreneur who belongs to Delhi, India. Sameer has pursued business management as his primary career and attended one of the most prestigious universities in the US, “The Creighton University of Omaha, Nebraska.”
Sameer is the founder of Revfin, a money-lending fintech company, and a member of the board of directors of a Non-banking Finance Company (NBFC) regulated by the Reserve Bank of India (RBI). Sameer has more than ten years of experience working at HSBC and Oakam as a head of risk management and analytics.
Sameer also offers expert opinions and publishes articles for prominent print and online media on various issues such as leadership, startups, entrepreneurship, fintech, lending, and risk management.
Sameer also has a blog where he shares his personal experiences and opinions on various topics. Sameer likes helping students and young professionals as they pursue careers in business or entrepreneurship.
Before establishing his company, Sameer worked in banking and consumer lending in various executive positions. He has extensive experience managing credit risk, analytics, and credit products/profitability.
